Sorry to leave you all... / the frenchman is back

IronMonkey · Post by **IronMonkey** » 21 Sep 2005, 13:25

Your PC was not even worth £1500 at the time of purchase! Its definitely not worth that now. Its more likely to be worth about £200-£300 at the most now. s far as I'm aware, ou only get like-for-like money back, so if an equivalent PC costs £300 these days, thats all you get back.

Anyway, Tom2681, glad to hear you're getting back on your feet (so to speak) and hope you get everything sorted again soon...

romerojpg · Post by **romerojpg** » 21 Sep 2005, 16:14

IronMonkey wrote:Your PC was not even worth £1500 at the time of purchase! Its definitely not worth that now.

I am afraid to tell you it was. It cost 1500 and was worth that much as it was one of the best pre made for that cash, neary 3 years back that is.

Still 300 for a PC of your insurance is insulting

I would thow mine down the stairs tommorow and sure I would get more than 300, unless French insurance is very different. DVDs on the other hand, well I own sdo many rare ones I would have to prove how much they were worth, even harder than anything else

tom2681 · Post by **tom2681** » 21 Sep 2005, 16:50

Well, mine is an old PC. But still with a 19" screen, a printer, joysticks and wheels... it was worth at least 2 000 €... minimum.

But when it comes to computers, french insurances usually don't give a shit.

DVDs on the other hand, well I own sdo many rare ones I would have to prove how much they were worth

My point exactly. This is why I couldn't expect to get more than 4 000 € for my dvds.

romerojpg · Post by **romerojpg** » 21 Sep 2005, 16:55

Thats a Big problem about the dvds

do you even have a list of them all to replace them? and have you worked out how much you think your collection was worth?

and you house is that a 2 million or a 2 hundred thousand

Unrealnils · Post by **Unrealnils** » 21 Sep 2005, 16:59

lol romero you ring up you insurrnace comapny and ask them for a pc three years old .....(less then 1.4ghz i presume) you wont get much mate

romerojpg · Post by **romerojpg** » 21 Sep 2005, 17:11

Yup I know that

at the moment I am under a exchange contract so I get the same or similar specs from the same company, which would cost maybe 600 maybe a little more, not too bad I guess. When my cover runs out in a few months I am getting a new one anyway as 3 years is too long without an upgrade.

and its 2.8Ghz it runs most things very well even now, I just want more power now its definatly worth a lot more than a few hundred thats for sure, I will find out exactly how much when I sell it

tom2681 · Post by **tom2681** » 21 Sep 2005, 17:42

you house is that a 2 million or a 2 hundred thousand

Woops... 200 000 €. You're right, 2 million would have been a bit much.

Big problem about the dvds, do you even have a list of them all to replace them?

It was on my computer...

But I don't need a list, I still have all of them. But they're all broken in half or worse.

Mordib · Post by **Mordib** » 21 Sep 2005, 19:11

insurance is a big issue, i spent just over a year talking to insurance company after insurance company about what proof and procedures they needed/ have. I now pay £30 a month contents insurance but i have a policy with written agreement from the broker that everything is a) new for old (do they not have this in other countries?? its a coold feature

) and b) my dvd collection is insured for £10000 and i would get the money rather than replacements specificly due to the fact the insurance comapny are unable to replace foreign dvds themselves. I need to keep a list (which isnt up to date come to think of it) and high res photos of the collection.

as i said, no insurance company that I found actually offers this kind of deal up front, it took lots of arguing and negotiating with' the line managers of line managers to sort out... the rest of my posessions are insured for a grand total of £2000 by the way

romerojpg · Post by **romerojpg** » 22 Sep 2005, 17:05

I need to see what happenes with my dvds then as I could have a Tom happen to me

and then my dvds would be well and truley buggered as I have spent a lot on them and now way they would even beleve I own this many, never mind pay out for the rare ones

my collection would be a lot of cash spent.

It was on my computer...

But I don't need a list, I still have all of them. But they're all broken in half or worse.

You will have to take some photos of your old home

it must be so sad to see everything you owned like that. What about personal stuff like photos and documents etc? have you managed to salvage much from the house?

tom2681 · Post by **tom2681** » 22 Sep 2005, 17:57

What about personal stuff like photos and documents etc? have you managed to salvage much from the house?

All the photos that were in albums were saved, all the others drowned.

And as I have suspected, only the tin dvds survived (barely) . I'd say that only 0,5 % of my dvds have a 50/50 chance of being playable (which isn't much).

IronMonkey · Post by **IronMonkey** » 22 Sep 2005, 20:54

romerojpg wrote:I am afraid to tell you it was. It cost 1500 and was worth that much as it was one of the best pre made for that cash, neary 3 years back that is.

Sorry to burst your bubble but no PC is ever worth £1500, especially a pre-built one a few years ago! The gap may have tightened these days, but no pre-built PC was or ever will be worth the money. The companies load tonnes of junk onto your PC and charge you a premium for the software.

I bet if you'd built that same PC yourself you could probably have shaved £400-£500 off that price.

romerojpg · Post by **romerojpg** » 23 Sep 2005, 14:23

It did include a monitor and stuff and insurance, thats maybe 3-400 quid

so its not just for the PC I guess.

tom2681 · Post by **tom2681** » 17 Oct 2005, 08:45

OK, small update:

I finally got the insurance money for everything, including the house.
They only gave me 100 000 € for it (instead of 200 000) based on the fact that about 1/3 of the house + the garage survived.

What they don't seem to understand is that the house can't be fixed. Everything has already been demolished so I could start rebuilding it. :x

On a more positive note, I've finished the blueprints with an architect friend of mine. Expect pictures of my newly built giant movie theater around March 2006.

@LD: is it me or is this thread beginning to look like a blog ?

Yi-Long · Post by **Yi-Long** » 17 Oct 2005, 11:15

Wow, they're not gonna play you everything? Isn't there a higher court or a second opinion or whatever you can use? God I hate insurance companies. If it can't be used again it can't be used again, so they should pay for it; that's why you payed all those monthly insurance-fees!

Bastards.

BiscLimpkit · Post by **BiscLimpkit** » 17 Oct 2005, 11:40

Yeah I'm with Yi-Long, that kinda sucks.

On a positive note, I'm looking forward to that 2006 theatre. Maybe you could arrange a premier/red carpet night.

Yi-Long · Post by **Yi-Long** » 17 Oct 2005, 11:45

BiscLimpkit wrote:Yeah I'm with Yi-Long, that kinda sucks.

On a positive note, I'm looking forward to that 2006 theatre. Maybe you could arrange a premier/red carpet night.

Yeah, that would be great.... first work your ass off and get that house back in working order..... then invite the drunken loonies from BNB (!)

brassmonkey001 · Post by **brassmonkey001** » 17 Oct 2005, 20:04

Was that an offer? Or is that the final amount?

tom2681 · Post by **tom2681** » 17 Oct 2005, 20:48

Final amount I'm afraid.
Nothing I can do about it.

EvaUnit02 · Post by **EvaUnit02** » 17 Oct 2005, 21:03

Sueing the deity you believe in may also help for causing the "natural disaster". Do they allow personal injury lawsuits in France (they don't in NZ as far as I know)?

tom2681 · Post by **tom2681** » 17 Oct 2005, 21:06

Sueing the deity you believe in

I'm an atheist.

Do they allow personal injury lawsuits in France

Gné ? Don't think so, watzat ?

Yi-Long · Post by **Yi-Long** » 17 Oct 2005, 21:08

Tom2681 wrote:Final amount I'm afraid.
Nothing I can do about it.

Well... that only leaves one solution: collect the money they WILL pay you, then change your insurance-company, and go to the office of this one, and throw a brick through their window. It might not get you an extra 100K, but you will have gotten some sort of petty lil revenge

At least get back at those crooks one way or another...

tom2681 · Post by **tom2681** » 17 Oct 2005, 21:15

Right, where's the baseball bat ?

Or maybe I'll grab an axe and pretend I'm "Gimli the mighty Dwarf". 8)

romerojpg · Post by **romerojpg** » 17 Oct 2005, 21:25

Thats appauling! if a massive skyscraper with 100 floors had damage to 50 of them, they wouldnt let it stand! its a joke! they owe you the full amount!

Yi-Long · Post by **Yi-Long** » 17 Oct 2005, 21:26

Tom2681 wrote:Right, where's the baseball bat ?
Or maybe I'll grab an axe and pretend I'm "Gimli the mighty Dwarf". 8)

I believe the little people find the phrase 'Dwarf' highly offensive, and prefer the term 'gnome' (whoch OBVIOUSLY is MUCH LESS OFFENSIVE (!)

)

[/smartass-mode]

tom2681 · Post by **tom2681** » 17 Oct 2005, 21:29

@Romero:

Don't I know it.
The fact is: an expert came to my house to evaluate the damages.
He's the one who has to say how much money I'm gonna get.
And he has the final word.

Now I regret offering him a coffee when he came.

@Yi:

First it was azn, nip, jap, yellow, nigger, mongolian... now it's dwarves ?!

They ARE dwarves, why can't they admit it.
Stupid Pygmies !